Do you remember learning to count? How about teaching your children or grandchildren? Getting to one hundred was a big event. Eventually, you taught them about the thousands. Then, ten thousands. Then, hundreds of thousands. Then, millions. Perhaps you went as far as teaching them about billions. In today’s world, you need to go back and teach them about TRILLIONS. Why? Our national debt is over $19 trillion. That’s…
I always hated when my parents talked about “the good ole days.” Let’s take a step back in time to the year 1950 and remember what things cost at that time: Gallon of Milk: $0.82 Gallon of Gas: $0.20 Loaf of Bread: $0.14 Postage Stamp: $0.03 Sirloin Steak: $0.77 per pound According to the US Commerce Department and US Census: 1950 average car cost: $1,510 1950 median home price:…
Can you name the number one cause of bankruptcy? The answer is unpaid medical bills. It seems that U.S. bankruptcies resulting from unpaid medical bills affect nearly 2 million people a year. About 1 out of 5 will struggle with health-care-related bills. Around 11 million people will take on credit card debt to pay for medical bills… and 15 million will lose their savings to medical bills! Fidelity updates…
If you were going to retire to a beautiful island, which one would you choose? Aruba is a beautiful country. Beautiful weather. Beautiful beaches. Not so beautiful for taxes. The marginal income tax rate is the tax rate applied to the last dollar you earn. In a progressive (or graduated) income tax system, which we have here in the U.S., the marginal rate is the highest income tax percentage…
What are you most afraid of? Here are the top five fears: Public Speaking Heights (my knees tremble) Going to the dentist Snakes (I hate snakes) Flying In truth, everyone is afraid of something. As you get older, your fears change. According to a recent AARP study, 49% of people feared running out of money during retirement, while 44% cited declining health! That’s 5% more people worried about money,…
Here is an interesting fact about flying. If you fly off course (just one degree), you will miss your target landing spot by 92 feet for every mile you fly. The longer you fly, the more off course. If you flew from the east to west coast in the United States, you would be 257,600 feet off course! WOW! The farther the distance and the longer you travel, the…
Stress. We all experience it. Even reading the word itself can increase stress. When you feel it, your adrenal glands go to work, producing more stress hormones to prepare your body for emergency action: fight or flight. Like running from a grizzly bear. But normally, we aren’t running from a bear. At least, not a physical bear. Rather, we are dealing with modern bears. Relationships, financial worries, work issues, time constraints,…
“Once upon a time, there lived a beautiful princess and her handsome prince in a castle in the middle of a fair land.” You’ve read stories like this before, right? Do you know one of the reasons why the prince and his fair maiden were able to live happily ever after? The moat around the castle. The moat kept people from digging tunnels into the castle and made it…
Hurricanes and storms can devastate houses by the ocean. One of the ways to protect an ocean-side house is to build it on pillars. Much safer. Your RETIREMENT IS NO DIFFERENT. The 4 Pillars to Retire Abundantly are: Pillar #1: Becoming the PERSON you want to be Pillar #2: Doing the THINGS you want to do Pillar #3: Being with the PEOPLE you want to be with Pillar #4:…
Recently, an 18-year-old Florida man was arrested for pretending to be a licensed doctor. He had opened his own office in West Palm Beach where he performed physical exams and offered medical advice. His website identified his clinic as a staff of Alternative Medical Professionals that creates a holistic care plan for patients. They were reading and studying. Yet, no rigorous training. No proven experience. No tested expertise. Would…
Dan Hagler and Granite State Retirement Planning use The…
A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the states broker/dealer, investment adviser, or BD agent or IA rep requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the states broker/dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion.
Investments, products and services available only to residents of: California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Maine (ME), Massachusetts (MA), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New York (NY), North Carolina (NC), Pennsylvania (PA), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), VA (Virginia).
Form CRS, click here.
Securities offered through Osaic Wealth, Inc. member FINRA / SIPC. Investment advisory services offered through Granite State Retirement Planning, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
Advisory services offered through Granite State Retirement Planning, Inc., a Registered Investment Advisor. Granite State Retirement Planning, Inc. and Osaic Wealth, Inc. are unaffiliated.
