How to Protect Yourself Like Ancient Royalty

“Once upon a time, there lived a beautiful princess and her handsome prince in a castle in the middle of a fair land.” You’ve read stories like this before, right? Do you know one of the reasons why the prince and his fair maiden were able to live happily ever after? The moat around the castle. The moat kept people from digging tunnels into the castle and made it…

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The Four Pillars to Retire Abundantly

Hurricanes and storms can devastate houses by the ocean. One of the ways to protect an ocean-side house is to build it on pillars. Much safer. Your RETIREMENT IS NO DIFFERENT. The 4 Pillars to Retire Abundantly are:  Pillar #1: Becoming the PERSON you want to be Pillar #2: Doing the THINGS you want to do Pillar #3: Being with the PEOPLE you want to be with Pillar #4:…

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Are You Guilty of Practicing Without a License?

Recently, an 18-year-old Florida man was arrested for pretending to be a licensed doctor. He had opened his own office in West Palm Beach where he performed physical exams and offered medical advice. His website identified his clinic as a staff of Alternative Medical Professionals that creates a holistic care plan for patients. They were reading and studying. Yet, no rigorous training. No proven experience. No tested expertise. Would…

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The “Average” Human Lifespan Can Be Dangerous to Retirees

Have you ever heard of Jeanne Calment? She was born in France in 1875 and lived until the ripe old age of 122 years and 164 days before dying in 1997. She met Vincent van Gogh and watched the first space shuttle launch! What an amazing lifespan, especially considering the average life is about 82 years in France. Could your retirement lifestyle hold up through those extra 40 years…

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Benjamin Franklin May Have Been Wrong After All!

You’ve probably heard the old saying from Benjamin Franklin, “In this world nothing can be said to be certain except death and taxes.” This sentiment was echoed by Margaret Mitchell in her famous book Gone with the Wind in 1936, “Death, taxes and childbirth! There’s never any convenient time for any of them.” It would seem that across the ages, everyone agrees that death and taxes must occur. But high taxes are NOT…

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Is Your Retirement Planning Suffering From Pot Roast Syndrome?

Many people assume that what worked yesterday will work today. Or that you can solve today’s problems with yesterday’s solutions. That brings us to the story of the pot roast syndrome: A new bride makes her husband a pot roast. She cuts off the ends the way her mother always did. Her husband is curious and asks why she cuts off the ends. She replies, “That’s the way my mom…

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What makes a three-legged stool so sturdy?

The “three-legged stool” is a financial term that has been used for years to describe a stable, long-lasting retirement. Do you know why a three-legged stool is so sturdy? Here’s a quick mathematical explanation: if you hold a cane in your hand, you can move it any way you want. It has no constraints and can move in all 3 dimensions. If you put one end on the ground, you…

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Giant panda, polar bear, and a pension plan… What do they have in common?

What do the giant panda, the polar bear, and a pension plan have in common? All three are nearly extinct. In fact, the dodo bird is extinct. Usually, some organization is actively raising funds to save these endangered animals. They run awareness campaigns, have catchy slogans, and sell buttons. What about pension plans? Also endangered, almost extinct. In our grandparents’ day, some people worked for the same company for 50 years…

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Is Your Retirement Relying on a Lottery Win?

Successful people rarely bet. Certainly not in a big way, and certainly not when it comes to their lifestyle and security in retirement. Relying on the government and Social Security to provide anything other than a minimal part of your retirement income and security is… well… betting on the future. It’s like buying a lottery ticket as my retirement plan for the future. Many changes are coming to Social…

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Retiring YOUR Way Or Just Like Everyone Else?

Imagine living in a world where everything is identical. You come home from work in a white Buick that looks just like your neighbor’s white Buick. You pull into the drive of your little white house that is identical to every other little white house on the street. There is only one restaurant, and it serves only one entree and one dessert. After dinner, you head to the movie…

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