Lost a $7,500 Check, Never Asked Them To Reissue

Procrastination is funny. A recent article prompted readers to share things they had not “gotten around to.” Here are a few examples: “A bathroom that began its redecoration twelve years ago and has yet to be painted. Oh, that hurts!” The Christmas tree is still up from the year before… and it’s September. A reader bought a book called ‘52 Steps To Defeating Procrastination’ ten years ago… and still…

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Stay the Course, and take the best route to retirement (not the shortest)!

Each fall, monarch butterflies migrate over 2,000 miles to Central Mexico. Interestingly, monarchs do not simply take the shortest turn to get back on course. When making course corrections, they align themselves according to what’s called a “separation point”. If a monarch begins flying off-course, it realigns itself relative to that separation point, without crossing it. Monarch butterflies plot and re-plot their course corrections throughout their long journey, in…

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Build a Retirement Blueprint to your Exact Specifications

Tryon Palace was built in 1770 as the first permanent capital of the colony of North Carolina. Governor William Tryon brought John Hawks, an English architect, with him to design the palace in a similar style to manor homes in London. Once completed, it was considered one of the finest buildings in America. Sadly, in February of 1798, a fire began in the cellar, and quickly devastated the main…

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What does GPS technology have to do with your future?

Since the late 1980s, geophysicists have been building a network of hyper-advanced Global Positioning System (GPS) instruments to monitor the Earth. With this technology, they have discovered that the Earth’s surface is constantly moving AND changing direction. By carefully observing and recording this data, it’s possible to simulate possible future changes and courses of action that the Earth’s surface may take. Without this this technology infrastructure, we would never…

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Let’s paint your Rembrandt retirement together (before the courts do it for you)

By analyzing each of his paintings pixel by pixel and creating a height map to mimic his brush strokes, scientists have produced what they believe to be a painting Rembrandt could have painted himself. With powerful data analysis and computer graphics technology, the creators actually manufactured this new, real-life “Rembrandt” portrait with a 3D printer. Would Rembrandt be happy with this? …we will never know. The time to paint your Rembrandt retirement is NOW. Without…

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Customized or cookie-cutter: what should YOUR dream retirement be?

How would you feel if you hired an architect to custom-design your dream retirement house, but it turned out looking like everyone else’s house in your neighborhood? Not good, I’m assuming. Folks think their “custom plan” is truly personalized… but it turns out they are just basic assembly-line plans. It’s not only frustrating, it can cost you a bundle during retirement. Can you believe this happens every day in the…

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Discourage ‘Paris Hilton Syndrome’: A Guide to Smart Inheritance Planning

If you’re like me, the unity of your family is important! Inheritances may not be everyone’s favorite subject, but planning now will yield can greatly benefit the whole family in the future. So what does Paris Hilton have to do with it? Well, we cringe when we see what Paris Hilton and others have done with their inheritance. Think about how you would feel, if she were your granddaughter and…

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The “hidden” IRA/401(k) estate tax

In the 1983 hit film, Trading Places, starring Dan Aykroyd and Eddie Murphy, Aykroyd’s character, Winthorpe, is haggling with a pawnshop owner over the value of the watch he is desperately trying to pawn in order to get cash. When the pawnshop owner offers $50 dollars, Winthorpe indignantly says, “This is a Roche Vouceau. The thinnest water-resistant watch in the world. Singularly unique, sculptured in design, handcrafted in Switzerland,…

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Groucho had the money, lost his dignity

Due to failing health in old age, Groucho Marx’s family decided that they should make his decisions for him. The story goes that family took him to court and wrestled decision-making control from him. For the rest of his life, his decisions were not his. He lost flexibility. He lost control. Worse, he lost personal dignity, even though he had enough money. How would that feel? Have you protected…

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Is your money operating at highway efficiency?

Where does your car operate at peak performance? Highway, right? At what speed? 55 miles per hour, right? Is your money operating at “highway efficiency?” Some employees at a tire store in Florida made an unusual discovery in customer’s vehicle. He said there was an unusual noise coming from his engine. The employees put the car on the rack and immediately heard a crying sound. It was a kitten….

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