What if your doctor treated you without a check-up or any testing at all?

Have you ever heard of a “stress test”? It helps doctors collect information about how well your heart is working.

Usually, if the test shows an irregularity, your doctor will develop a treatment plan that may consist of exercise, a modified diet, medication, and possibly surgery, as well as additional tests.

A stress test can be a useful tool to assess your health – it could be the difference between a healthy life and one filled with poor health, uncertainty and struggles.

Testing yourself isn’t just good for your heart, but your retirement plans as well.

Have you had your financial plan stress-tested? Not during a time of tension, but at a time when you can think clearly, when things are going well.

We stress-test our client’s financial plans every day, and the results are often shocking!

  • Many are unaware that the Required Minimum Distributions (RMDs) for many common retirement accounts are taxed at the highest income tax rate.
  • Some people may lose millions to taxes on their IRA when their spouse passes away. Many are given false impressions by other advisors that “Death Taxes” will not apply.
  • Some who have remarried will learn that they may only receive half of their second spouse’s assets!
  • The remainder of these assets may be unevenly split, catapulting you into a battle with family.

You can’t come up with a game plan and solution until you know ALL the problems you may face.

Imagine going to a doctor who wrote you a prescription without asking any questions! How would his advice help? Unfortunately, this happens all the time in the financial industry! Many advisors recommend “solutions”, without fully testing your money.

When our clients understand the results of the stress test, and any possible upcoming problems or challenges they may face, it’s much easier to design a customized lifestyle and legacy plan.

The results of this stress test?

  • Your lifestyle is protected.
  • Your spouse is taken care of.
  • You can pass on a significant legacy to their children.

So… ready to stress test your money and wealth plan?

We invite you to learn more with our free guide, or reach out to us today!

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